Fill out the application yourself if possible, or read it carefully after the agent has completed it. Ask questions about any information that is unclear and document the answers.
Request a copy of the application for your records.
Review the section on Negotiation, Remediation and Limitations and ask any questions you have regarding these limitations.
Ask to review the policy before making your first payment. It is your right to be given the opportunity to review, and question, all details before the policy goes into effect.
Save all notes and any promotional brochures, ads and information in your insurance file or notebook.
Subject to the availability of the coverages in question, tailor your insurance accordingly.