Insurance Consumers is the only insurance information and consultation resource on the internet written exclusively by insurance lawyers who are on your side.
People who have suffered life changing losses as a result of everything from the destruction of their homes to catastrophic injuries and from toxic chemical exposure to investment fraud understand the role that insurance plays in determining the quality of the rest of their lives.
Complex first and third party coverage and claims handling issues are usually the most important factor in this determination. Yet few areas of the law give rise to the misunderstandings and confusion as does the subject of insurance.
Whether it’s about your own insurance or the insurance of the person or entity that caused the damage, by saying or doing the wrong thing, allowing crucial evidence to disappear or misunderstanding the law, people often play right into the hands of those who caused them harm in the first place.
Insurance Consumers is on the other side of the table.
Our goal is to provide consumers and claimants with the tools and resources needed to understand what they have purchased, and to get what they have paid for.
FREQUENTLY ASKED QUESTIONS AND ANSWERS YOU NEED!
Begin with our Frequently Asked Questions section to find answers to common questions about purchasing insurance and filing claims. Although some insurance regulations do differ somewhat from state to state, especially with regard to unfair claim handling practices, most insurance laws are similar from one jurisdiction to another. Our FAQs are generally applicable throughout the country, but it’s always best to double check important issues with a local expert. Before you do, review our FAQs to get up to speed.
DEFINITIONS FOR INSURANCE TERMS & PHRASESInsurance Glossary offers understandable definitions for the terms and phrases used in insurance policies. Level the playing field by understanding insurance lingo. You don’t need to study this section. Simply use it for reference when reading your policy.
STEP BY STEP GUIDANCETypes of Insurance offers detailed information about Purchasing Insurance and/or Recovering benefits for Third Party Insurance Claims, Auto-Boat Insurance, Medical/HMO Insurance, Long Term Disability Insurance, Business Insurance, Homeowners Insurance, Umbrella Insurance, Long Term Care Insurance and Life Insurance.