If a brochure, pamphlet or ad used to promote a policy suggests that something is covered but I later learn that it is not, do I have a remedy?

Possibly. But there are time and other limitations on your right to raise these issues.

This is one reason you should attempt to identify any inconsistencies between the way a policy is marketed and the policy itself.

This also is why it is important to keep written materials and notes of conversations with agents in your insurance file or notebook. Do not throw policy-related promotional materials away!